Features Netfinbank.ru - займы на карту
Get money on the card by following 4 simple steps:• Download the Netfinbank app• Submit an application.• Wait for a positive decision from the organization, it usually takes 5 to 15 minutes.• Get money on the card.To apply for a loan, you need:• Have citizenship and identification document• Age: over 18 years old• Card of any bankConditions for receiving:• The first loan is issued at a rate of 0% in case of timely repayment;• Loan repayment period from 61 to 365 days;• The maximum annual interest rate, including the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 35%, and the minimum is 3%.
The annual interest for using the loan is from 1% to 31%.• In case of violation of the deadlines, the amount of the penalty is 0.10% of the amount of delay per day, but not more than 10% of the loan amount;• In case of a long delay in payment, the information will be transferred to the CBI;• Extension of the loan is possible with timely informing the lender and paying interest for the initial term of the loan.
There are no additional fees for extending the loan.Representative calculation example:- The amount of the body of the loan - 20,000 rubles.- Loan term – 100 days.- Commission for using the loan: 0.08% per day, i.e.
16 rubles per day, or 2.4% per month (averaged for 30 days), i.e.
480 rubles per month (averaged for 30 days).- The total amount of the commission for 100 days will be 1600 rubles.- The total amount to be returned, taking into account the loan amount: 21,600 rubles.- FLC - the full cost of the loan (FLC - Full Loan Cost) in percent is 29.2% per annum.Consequences of non-payment of the loan:In case of violation of the terms of payment of an online loan, the amount of the penalty may be 0.10% of the total amount of delay per day, but not more than 10% of the total loan amount;Search and choose any financial services in one application - its free and fast.Set the desired parameters or just enter the amount you want to receive.
Netfinbank will find suitable options in a few seconds.
Whether youre looking for a loan or a credit card, the app will match you with the options with the highest chance of approval.
You can order the service immediately without leaving the application.
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